If you are buying your first home, one of the requirements of your mortgage lender is that you need to have homeowners' insurance. If not, your mortgage won't be approved by your lender. It helps to know these 3 things about your homeowners' insurance options before you decide on a policy.
1. Your Deductible Impacts Your Premiums in a Big Way
You will have to decide on what kind of deductible you want for your homeowners' insurance policy, which is how much you pay before your insurance provider will start paying the difference.
If you are opening your first business with a storefront, one of the things you will need before you open your doors for the first time is insurance. As a business, there are many forms of insurance to consider, and there are many that are required. The following are the most important policies you need to know about.
A liability insurance policy
If you have any customers or clients that walk through your front door, you will need liability business insurance to protect yourself and your business.
If you have always worked with local car insurance agents when purchasing car insurance, you might have never really thought about buying car insurance online. However, if you are in the market for cheap car insurance, you should know that it's often possible to find cheaper car insurance when shopping online than when shopping with a local car insurance agent. These are a few reasons why.
You May Have More Choices to Choose From
If you own a home, you want to make sure that you protect your investment. Homes are not cheap, and it takes a long time for most people to be able to buy one. With the use of homeowners' insurance, you can have protection in place in case something goes wrong someday. You may assume that you'll never need coverage, but it's not worth the gamble not to buy a policy.
Whether you're planning to send your child to a sports camp in the near future or are arranging for your own stint as a sports camp coach or assistant, you may be giving some thought to the additional physical risks inherent in sports participation. While your primary health insurance policy should be able to cover the cost of any injuries you or your child sustain at camp, these policies don't always provide the most comprehensive coverage or the best "