If you ever encounter getting a DUI or some other type of major driving violation, you will likely be told that you need to purchase SR-22 car insurance. If this is something you are told to do, you must follow through with it if you want to avoid further consequences. There is a good reason that this is required, and there are plenty of reasons you should get SR-22 car insurance if you are told you need it.
Almost everyone who owns a home has homeowner's insurance. If they are still paying the mortgage loan, the lender will insist on it. However, many people who rent a house or apartment feel that paying for renter's insurance is an unnecessary expense. This is not true. Even if you feel you do not have any belongings worth buying insurance for, a renter's policy does much more than just paying to replace your things.