Life insurance benefits many people. It can protect yourself and your family from the financial hardships that can come with an unexpected death.
But what if you don't want to undergo a medical exam? Is it possible to still purchase life insurance without a medical exam?
The answer is yes, you can get no-medical-exam life insurance. Here's what you should know.
People With Existing Medical Conditions Get Coverage
No-medical-exam life insurance is good for people who might be turned down for traditional coverage due to their medical condition.
Living in an area prone to high winds or hurricanes can be a significant concern for many homeowners. In addition to posing a safety risk, strong winds can cause substantial damage to properties, leading to costly repairs. Fortunately, there are wind mitigation techniques that homeowners can implement to protect their homes and potentially lower their homeowners insurance premiums.
Here are some key wind mitigation tips and how they can affect your homeowners insurance.
Medicare is a federal program that provides health insurance for people aged 65 or older and those with specific disabilities or chronic conditions. While Medicare covers a wide range of medical services, there are still gaps in coverage that can leave beneficiaries with significant out-of-pocket expenses. That's where a Medicare supplement insurance plan comes in – also known as a Medigap policy – to help fill those gaps and provide additional coverage.
Having business insurance coverage is important for protecting your livelihood and your company's finances. You need to avoid making incorrect assumptions about business insurance.
The following are six assumptions you don't want to make about business insurance.
Your home insurance can cover a business that you run out of your home.
Don't make the mistake of relying on your home insurance policy to cover business activities in your home. It's unlikely that your home insurance policy will cover you adequately for liability risks that are part of running your home-based business.
If you want to make sure that you are doing everything you can to prevent your homeowners insurance policy from becoming canceled, you will want to make sure that you continue reading. Remember, just because you have an active home insurance policy does not mean that you cannot have your policy canceled for reasons other than non-payment. Here are some of the things you have to ensure are repaired immediately to avoid a possible termination of your policy: