If you have just started looking into getting a life insurance policy, you might come across the term "ladders" as you are evaluating different options. With life insurance, a ladder is a term used to refer to purchasing different life insurance policies, and here are several things you should know about ladders with life insurance.
What it means
A ladder simply refers to the process of purchasing different polices of life insurance either at the same time or at different times.
Premium payments for home and car insurance take a big bite out of the budget in most American households today. The good news is that there are many factors are involved in how premium rates are determined, so it is often possible for families to find ways to reduce these costs. If you believe that the current premiums for your family's auto and home insurance policies are too high, here are some effective options you can use to try and reduce these costs.
All this talk going around about Medicare supplements and how confusing they are is enough to make you question whether you should even bother. What further complicates the matter is the fact that you are in very good health for your age. Why should you purchase this or that supplement? You are having an internal argument with yourself over the expense, and having to sort out which supplements would even be worth your time.
Commercial property insurance plays a role in keeping your business's physical assets safe. Here are some things to look at when you're choosing the best business insurance policies for your growing business.
Are You Obligated to Insure Your Building?
Commercial property insurance may not just be a good idea; it might be required by your landlord. Especially if you are the only tenant on the property, check to see what your coverage requirements are.