If you're graduating from dental college soon, you may be envisioning your future career and wondering what to expect. You're likely already interning with a practicing dentist, but this experience may have you reluctant to seek employment at an office that employs a large team of dentists -- preferring instead to work one-on-one with a dental hygienist or perhaps with a single partner and support staff. Read on to learn more about some types of dental practices that may appeal to your personality, as well as what you'll need to do to get started in these businesses.
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Companies, like individuals, can be the beneficiaries of life insurance policies. In fact, citing Aon Hewitt, The New York Times reports that up to 20 percent of new life insurance policies are owned by corporations. Companies often use corporate-owned life insurance (COLI) to insure against the loss of key executives who would be expensive to replace. COLI also has benefits for small businesses, though. If you own a share of a small business, a company-owned whole life insurance policy can help your partners continue to run the company and provide for your family if you pass away unexpectedly.
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Many homeowners are surprised when their homeowners insurance agent asks for permission to run a credit check before issuing a quote, but doing so is common practice among insurers. According to Bankrate, 85 to 90 percent of insurance companies use an insurance score when calculating premiums. Your insurance score is largely based on your credit score, and it can be improved by manipulating your credit score. By paying your credit card bills twice a month, you can raise your credit score and secure a lower homeowners insurance quote.
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After getting pulled over and arrested for drinking and driving, you may feel like your life is over. A DUI conviction would likely mean that you will lose your driving privileges for a specified period of time, and it could affect your life for a long time. However, you can get back on the road again if you fulfill your obligations and take a few additional steps to become a legal driver again.
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Being convicted of drunk driving is costly in a huge number of ways. You can lose your freedom, your job, your relationships and your license to drive. Once you have completed the other requirements necessary to make restitution for your conviction, you will probably be ordered by the court to obtain an SR-22 certificate. Sometimes this is called SR-22 insurance, but theDMV explains that it is not an insurance policy. It is a certificate you get from your insurance company that proves you have let your insurance company know that you have been convicted of driving while under the influence and are therefore considered a high risk candidate for insurance.
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